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How to File a Boat Accident Claim

Boating can be exciting and enjoyable, however If you're not careful, it could turn dangerous. Just like automobiles, boats must abide by strict safety guidelines to avoid injuries.

If you've suffered injuries in an accident on the water, you may be eligible for compensation for medical expenses as well as property damage. Contact a New York boat accident lawyer to increase your chances of winning.

1. Gather Evidence

The most important thing to do after a boating accident is to collect evidence and contact an attorney. You should seek medical attention as soon as you notice any injuries. Medical documents and other evidence are necessary to support the claim for damages including future and current medical expenses and loss of income or earning potential, property damage, and other non-economic damages such as pain and suffering.

Photos and video footage are useful in preserving evidence from the scene of an accident. Eyewitness testimony can be an invaluable evidence source since it reveals details about the incident that could otherwise go unnoticed. Police and incident reports can be used to establish a time line of what happened in the particular case.

A lawyer who is knowledgeable can scrutinize the evidence to determine which parties could be liable for the victim's injuries or losses. A successful negligence claim in an accident on the water usually involves multiple parties that are liable, including the boat accident law firm's operator as well as the owner or manufacturer of the watercraft.

A reputable lawyer is able to manage all communications with insurance companies who will be involved in a person's claim for compensation. A lawyer can stop victims from revealing information that could be used against their case in court. they can assist victims receive fair settlement offers for their damages.

2. File a report

The first thing to do after a boating incident is to ensure everyone is secure. You should then call the local police and make a report. According to the laws of the state and regulations, you may have 48 hours to submit an account in the event of death or serious injury that requires medical attention beyond basic first aid. Alternatively, you may have 10 days to file a report if the accident causes more than $2,000 of damage or the boat is lost.

You should also remain at the scene of the accident to assist other boats or people if possible, without putting your own safety or that of the victims. This will allow the law enforcement officer to record important information such as how the accident happened and who was onboard at the time of the collision, and what caused it.

Unfortunately, even highly trained and experienced boaters could be involved in water-related accidents due to the negligence of another. A knowledgeable lawyer can assist you in identifying the negligent party that caused your injuries and seek compensation. Damage to property, medical expenses and financial losses are all recoverable damages. Additionally, bringing an action against the responsible party could result in monetary compensation for your pain, suffering, loss of quality of life, and other emotional pains that can be associated with the crash.

3. Inspect the Damages

After medical professionals have evaluated the injuries of everyone, and they are all in a safe area It is crucial that you take a close look at the damage done to the boat. You must now begin thinking about your insurance policy.

A surveyor will be assigned your claim and come out to inspect any damage incurred by the accident. He or she will compare the damage to the one originally reported by you and will then start figuring out how much the damage could be worth.

Most boat accidents are caused by a combination of factors and it's impossible to control all of them. If there was a flaw in the boat, you may be able to file a claim for product liability against the company who manufactured the boat.

In these instances, it is essential to retain a lawyer that has experience handling boating cases since they can construct an airtight case that proves that the manufacturer was responsible for the accident.

It is important to keep in mind that different types are covered by different insurance policies. For example, homeowners insurance will typically only cover smaller boats that have an engine that is below 50 HP. This means that jet skis, airboats as well as larger vessels will not be covered by homeowner's insurance.

4. Contact an Attorney

Notify your insurance company as soon as you feel safe and have been to an emergency room for any injuries. Even if you don't have a police report, you'll be required to notify your insurance company. It is important to be aware of your information since insurance companies will often try and determine who is at fault for the accident. This can limit the amount of compensation paid. The NYC lawyers for boating accidents at Mirman, Markovits & Landau will work hard to disprove these claims and limit the amount of fault given to you.

It is beneficial to gather as much information as you can on the other boat owners or operators that were involved in the accident. This includes their address, name, phone number and insurance information. It is also helpful to have a copy of the report of a boating accident that has been filed.

Boat accidents can be scary and cause serious injuries. They can cause significant medical costs, lost wages and damages. The parties responsible for the injury must be held accountable for any harm they may have caused. The at-fault parties and insurance companies will not provide you with the compensation you deserve and it is therefore essential to consult a seasoned New York injury attorney as early as possible. This can help level the playing field and allow you to focus on healing.